PITTSFIELD – The owner of an assisted living facility in Pittsfield faces possible foreclosure action. Rosewood Homestyle Assisted Living Inc. has until Thursday to claim protection under the Servicemembers Civil Relief Act.
After that date, Rosewood faced foreclosure in Berkshire Superior Court from an East Longmeadow-based company. The Relief Act temporarily protects serving military personnel from foreclosure.
A message left at the Onota Street assisted living center for owner Christopher A. Chojnowski was not returned on Monday. It is not known whether the pandemic has put financial pressure on the company.
According to the state Department of Public Health, as of late spring, Rosewood Homestyle Assisted Living, with a maximum capacity of 28 residents, had seen at least 11 cases of COVID-19. The DPH only lists a range of cases for localization, from 11 to 30.
According to land records, several mortgages held by Greylock Federal Credit Union were sold in August 2018 to Rosewood Notes LLC.
The name of this company is plural because, according to records, the Rosewood borrower at one point had four mortgages with Greylock, the first dating from the time of the assisted living transfer in December 2000 to Christopher Chojnowski.
Around this time, in 2000, Chojnowski acquired the site at 318-320 Onota Street from his parents, Chester A. and Margaret C. Chojnowski, through an entity then called Chojnowski Enterprises Inc.
Chojnowski’s company took out an initial mortgage with Greylock for $ 340,000 in December 2000. Additional borrowing from Greylock followed, according to land records.
As of November 25, 2009, the borrower had to make monthly payments of $ 3,952 on four mortgages with a combined balance of $ 459,342. Land records also show other debts through a promissory note.
The Greylock Loans were purchased by Rosewood Notes LLC for $ 685,000 on August 30, 2018. The principal of this company is Kevin R. Regan of East Longmeadow and its agent is Brian Shea, an attorney based in Agawam.