Bankroll – Hudson Berkshire Experience http://hudsonberkshireexperience.com/ Mon, 21 Jun 2021 07:01:51 +0000 en-US hourly 1 https://wordpress.org/?v=5.7.2 https://hudsonberkshireexperience.com/wp-content/uploads/2021/05/cropped-icon-32x32.png Bankroll – Hudson Berkshire Experience http://hudsonberkshireexperience.com/ 32 32 California virus aid plan reportedly paying millions of $ 600 each https://hudsonberkshireexperience.com/california-virus-aid-plan-reportedly-paying-millions-of-600-each/ https://hudsonberkshireexperience.com/california-virus-aid-plan-reportedly-paying-millions-of-600-each/#respond Thu, 08 Apr 2021 02:57:47 +0000 https://hudsonberkshireexperience.com/california-virus-aid-plan-reportedly-paying-millions-of-600-each/

Millions of low-income Californians are reportedly receiving checks for $ 600 under a $ 9.6 billion coronavirus assistance program announced by Governor Gavin Newsom and legislative leaders. The plan announced on Wednesday would reduce checks to an estimated 5.7 million people who earn less than $ 30,000 a year, as well as some immigrants living illegally in the country who were excluded from federal COVID-19 relief payments made during the Trump administration. The plan also includes a new round of small business subsidies and more housing assistance for farm workers infected with the virus. The plan “will help those who suffer the most,” Assembly Speaker Anthony Rendon said in a joint statement. “We are building an economic base for the recovery of jobs, small businesses and, indeed, our daily lives.” The lawmaker plans to resume the measure quickly, with votes expected as early as Monday after the budget committee hearings starting Thursday. Lawmakers are hoping that the money for some of the larger segments of the plan can be distributed in April. The plan calls for more money than Newsom proposed in its state budget last month, in part due to state revenues which have increased by more than $ 10 billion. provided that. About 5.7 million low-income residents would be eligible for one-time payments. Those receiving $ 600 include households that received an income tax credit in California in 2020. This brings the aid program’s highest price tag, to $ 2.3 billion. Immigrants and others who do not have a social security number but have an individual tax number, income less than $ 75,000 and were not eligible for recent federal payments would get $ 600 – increased to $ 1,200 whether they also qualify for the California earned income tax credit. The plan also expands Newsom’s original plan by providing payments to certain people who receive additional income under various state and federal programs, including immigrants and those aged 65 or older, blind or disabled. The timing of these payments is being worked out with federal officials. For small businesses affected by the pandemic, the package quadruples to over $ 2 billion available for grants of up to $ 25,000. Newsom last month recommended adding $ 500 million to the program, but state lawmakers believed that figure was too small. More than half of the 120 members of the Legislative Assembly have signed a proposal to allocate $ 2.6 billion of California’s unanticipated income to one-time grants for small businesses and nonprofits. Also under the new plan, more than 750,000 small businesses could deduct up to $ 150,000 from their state taxes in loans they received under the Paycheck Protection Plan. The same cap would also apply to businesses that received economic disaster loans, amounting to a total of $ 2 billion in tax cuts. Approximately 59,000 restaurants and bars would separately benefit from two years of annual license fee waivers ranging from $ 455 to $ 1,235. More than 600,000 individuals and businesses in barbers and cosmetology will also be able to retain their usual license rights for two years. “People are hungry and suffering, and the businesses that our communities have loved for decades are at risk of shutting down,” Senate pro Tempore Toni Atkins said in welcoming the agreement. Additional funds will also be allocated for state-subsidized day care centers and preschools. providers who collectively serve approximately 400,000 children, as well as low-income students in the systems of the University of California, California State University, and California Community College. Finally, an additional $ 24 million would be provided for a program that puts agricultural and food processing workers in hotels if they contract the virus and have nowhere to self-isolate, Newsom said on Wednesday as ‘he was speaking at a community vaccination clinic in the Coachella Valley, an area that is home to many farm laborers. The governor’s visit to the Coachella Valley was his final stop on a tour of the state to highlight vaccination efforts as the virus count in California continues to improve. The state’s test positivity rate, hospitalizations and deaths are all down, and the rate of people passing the virus on to others is now at its lowest in months. California has now administered more than 6 million vaccines, but the rollout has been slow and rocky and demand continues to far outstrip supply. The state is shifting to a new distribution system run by insurer Blue Shield, which will take some decision-making power away from counties. ___ Associate press reporter Amy Taxin in Orange County and Adam Beam in Sacramento have contributed .___ Californians can find out if they are eligible for the vaccine at https://myturn.ca.gov/ or by calling 1-833-422-4255.

Millions of low-income Californians are reportedly receiving checks for $ 600 under a $ 9.6 billion coronavirus assistance program announced by Governor Gavin Newsom and legislative leaders.

The plan announced on Wednesday would reduce checks to an estimated 5.7 million people who earn less than $ 30,000 a year, as well as some immigrants living illegally in the country who have been excluded from federal COVID-19 relief payments made during the Trump administration.

The plan also includes a new round of small business subsidies and more housing assistance for farm workers infected with the virus.

The plan “will help those who suffer the most,” Assembly Speaker Anthony Rendon said in a joint statement. “We are building an economic base for the recovery of jobs, small businesses and, indeed, our daily lives.”

The Legislature plans to take action quickly, with votes expected as early as Monday after the budget committee hearings starting Thursday. Lawmakers are hoping that the money for some of the larger segments of the plan can be distributed in April.

The plan is asking for more money than Newsom proposed in its state budget last month, in part due to state revenues more than $ 10 billion above forecast.

About 5.7 million low-income residents would be eligible for one-time payments. Those receiving $ 600 include households that received an income tax credit in California in 2020. This represents the highest price in the relief plan, at $ 2.3 billion.

Immigrants and others who do not have a Social Security number but have an individual tax identification number, income less than $ 75,000 and who were not eligible for recent federal payments would receive $ 600 – raised to $ 1,200 if they also qualify for the California earned income tax credit.

The plan also expands Newsom’s original plan by providing payments to certain people who receive additional income under various state and federal programs, including immigrants and those aged 65 or older, blind or disabled.

The timing of these payments is being worked out with federal officials.

For small businesses affected by the pandemic, the package quadruples to over $ 2 billion available for grants of up to $ 25,000. Last month, Newsom recommended adding $ 500 million to the program, but state lawmakers believed that figure was too small.

More than half of the 120 members of the Legislative Assembly have signed a proposal to allocate $ 2.6 billion of California’s unanticipated income to one-time grants for small businesses and nonprofits.

Also under the new plan, more than 750,000 small businesses could deduct up to $ 150,000 from their state taxes in loans they received under the Paycheck Protection Plan. The same cap would also apply to businesses that received economic disaster loans, amounting to a total of $ 2 billion in tax cuts.

About 59,000 restaurants and bars would separately get two years of waived annual license fees ranging from $ 455 to $ 1,235. More than 600,000 individuals and businesses in barbers and cosmetology will also be able to retain their usual license rights for two years.

“People are hungry and suffering, and the businesses that our communities have loved for decades are at risk of shutting down,” Senate pro Tempore Toni Atkins said in welcoming the agreement.

Additional funds will also be allocated to state-subsidized child care and preschools that collectively serve approximately 400,000 children, as well as low-income students in the systems at the University of California, USA. California State University and California Community College.

Finally, an additional $ 24 million would be provided for a program that puts agricultural and food processing workers in hotels if they contract the virus and have no place to self-isolate, Newsom said on Wednesday as he was speaking at a community vaccination clinic in the Coachella Valley, an area home to many farm laborers.

The governor’s visit to the Coachella Valley was his final stop on a tour of the state to highlight vaccination efforts as the virus count in California continues to improve. The state’s test positivity rate, hospitalizations and deaths are all down, and the rate of people passing the virus to others is now at its lowest in months.

California has now administered more than 6 million vaccines, but rollout has been slow and difficult and demand continues to far outstrip supply. The state is shifting to a new distribution system run by insurer Blue Shield, which will take some decision-making power away from counties.

___

Associated Press reporter Amy Taxin in Orange County and Adam Beam in Sacramento contributed.

___

Californians can find out if they are eligible for the vaccine at https://myturn.ca.gov/ or by calling 1-833-422-4255.


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Altria (MO) wins on low risk tobacco products and high prices https://hudsonberkshireexperience.com/altria-mo-wins-on-low-risk-tobacco-products-and-high-prices/ https://hudsonberkshireexperience.com/altria-mo-wins-on-low-risk-tobacco-products-and-high-prices/#respond Thu, 08 Apr 2021 02:57:46 +0000 https://hudsonberkshireexperience.com/altria-mo-wins-on-low-risk-tobacco-products-and-high-prices/

The tobacco industry has long been the hardest hit by declining cigarette sales volumes thanks to growing consumer awareness as well as strict sales regulations. In such a scenario, companies like Altria Group, Inc. MO has developed low risk tobacco alternatives to stay afloat in the industry. These products are widely accepted because of their less harmful impacts on health.

Notably, Altria is benefiting from the growth of oral tobacco and other reduced risk products (PRRs). Additionally, conservative pricing strategies support this Zacks Rank # 2 (Buy) business performance. Shares of the company have gained 7.3% in the past three months compared to the industry’s 10.3% gain. That said, let’s take a closer look at the growth factors of this well-known tobacco player.

Efforts to increase PRRs and oral tobacco

Altria is actively working to strengthen its presence in the RRP arena. In this context, the marketing and technology sharing agreement between Altria and Philip Morris International Inc. PM, regarding the sale of IQOS in the United States, is worth mentioning. We note that the United States Food and Drug Administration (FDA) approved IQOS and HeatSticks for marketing as modified risk tobacco products in July 2020. Additionally, FDA clearance on sales IQOS 3 is encouraging. Altria, through its subsidiary Philip Morris USA, Inc., is working to make IQOS available in more stores in the United States. We note that other tobacco companies such as Turning Point Brands, Inc. TPB and British American Tobacco plc BTI has expanded its offering in the area of ​​low-risk tobacco.

Apart from this, the company is working to expand the offering of oral tobacco. Altria, through its subsidiary Helix Innovations, holds 80% of the capital of certain companies of the Burger group, engaged in the marketing of the oral product in sachet of tobacco-derived nicotine (TDN) – on! In particular, on! was sold in more than 56,000 stores at the end of the third quarter of 2020, up 40% from second quarter levels. The management believes in it! is an attractive addition to Altria’s smoke-free portfolio as oral TDN products are gaining popularity in the United States due to their low risk claims. The company is also making efforts to expand into the cannabis industry. Notably, the company acquired stakes in the Canada-based cannabis company, Cronos Group.

Pricing helps increase revenue

The high prices of tobacco products have been a major asset for Altria. Although higher prices can lead to a possible decrease in cigarette consumption, it is found that smokers tend to absorb the price increases due to the addictive quality of cigarettes. During the third quarter of 2020, higher prices boosted Altria’s revenues and adjusted revenues of operating companies in the smoking tobacco and oral tobacco segments. Notably, pricing power supports Altria’s adjusted operating income despite the unfavorable tax environment and the drop in cigarette volumes.

You can see The full list of today’s Zacks # 1 Rank (Strong Buy) stocks here.

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To read this article on Zacks.com, click here.


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Sweeten your day with chocolate meringue kisses from Rose Levy Beranbaum https://hudsonberkshireexperience.com/sweeten-your-day-with-chocolate-meringue-kisses-from-rose-levy-beranbaum/ https://hudsonberkshireexperience.com/sweeten-your-day-with-chocolate-meringue-kisses-from-rose-levy-beranbaum/#respond Thu, 08 Apr 2021 02:57:46 +0000 https://hudsonberkshireexperience.com/sweeten-your-day-with-chocolate-meringue-kisses-from-rose-levy-beranbaum/

February is the month of Valentine’s Day, and with it, everything chocolate-related. It is also the month following the biggest diet month of the year. Which makes it either a temptation that keeps people away from their new diets, or a relief for those who, 31 days, are long enough to go without sweets. Either way, it’s the month to go back to the pastry shop.

I stopped making sweets for a few weeks as I started making my own sourdough sourdough and it took up both my baking time and all my attention. But as my starter finally became active enough to bake a few good breads, and Valentine’s Day approached, I began to search my cookbooks for a simple and special sweet treat. The basics of Rose’s pastry by Rose Levy Beranbaum did the trick.

Rose is known for her attention to detail and precision, and this is her first book with step-by-step photos that are as close as possible to having her in the kitchen cooking with you. As much as I love all of his other books, this one is the most usable and versatile. Not just because of the educational photos, but because she takes America’s favorite recipes, many of which are full of nostalgia, and makes them better. These are her 100 Essential Baking Recipes and the treats home cooks want to make most of the time. Recipes include cookies, cakes, pies and pies, and bread; it’s a collection of Rose’s greatest hits. Best of all, the recipes are easy enough for the beginner to make and interesting enough for the experienced baker.

As I leafed through the book, his “Chocolate Spangled Meringue Kisses” caught my eye. When I was a kid, my best friend’s mother made chocolate chip meringues and called them “forgotten cookies” because she left them in the oven to “cure” overnight. I loved the sweet crispy meringue filled with semi-sweet chocolate chips, but when I made them as an adult the memory was way better than the cookie.

I wanted to see if Rose could improve them. And, unsurprisingly, she did. By treating unsweetened chocolate with powdered sugar, you get a nice touch of chewy chocolate without the heavy chocolate chips disturbing the delicate, crunchy meringue. It’s a perfect balance and they look like white kisses, great for the month of love.

Chocolate Glitter Meringue Kisses-adapted from The basics of Rose’s pastry by Rose Lévy Beranbaum

The addition of finely ground unsweetened chocolate tempers the sweetness of the meringue without altering its texture. These meringues are deliciously crispy, light and airy with a light bite. If you prefer fully crispy meringues, let them sit in the oven, turned off, for an hour.

Makes: about 3 dozen

2 large egg whites

teaspoon cream of tartar

¼ cup plus ½ tablespoon coarse sugar, divided

½ cup of powdered sugar

1 ounce of unsweetened chocolate or 99% cocoa, cut into pieces

Special equipment: Two cookie sheets, lined with parchment or Silpat; A disposable pastry bag fitted with a 1/2 inch diameter star pastry tube or 2 teaspoons

Preheat oven at 200˚F / 90˚C.

Twenty minutes or more before baking, place the oven racks in the upper and lower thirds of the oven.

Placement of ingredients (Placement)

30 minutes to 1 hour ahead, in the bowl of a stand mixer, weigh or measure the egg whites. Add cream of tartar and cover.

In a food processor, mix the powdered sugar with the chocolate until the chocolate is very fine particles. Cover and refrigerate.

Make the meringue

In the bowl of a stand mixer with the whisk mixer, beat the egg whites and cream of tartar on medium speed until soft peaks form when the mixer is slowly raised. Gradually add 1/2 tablespoon of sugar. Increase the speed to medium-high and continue beating until stiff peaks form. Scrape down sides of bowl. Gradually add the remaining sugar. Increase the speed to high and beat until the meringue is firm and shiny.

Remove the whisk and use Incorporate into the cooled powdered sugar and chocolate mixture. You will need to shake it several times against the sides of the bowl as you fold the mixture, until it is evenly incorporated.

Spread a dot of meringue on each corner of the underside of the parchment paper to stick it on the baking sheet so that it does not come off when shaping the meringues.

Pour about half of the meringue into the pastry bag and place 1-3 / 4-inch mounds on each prepared cookie sheet. Alternatively, use a spoon to create the meringues.

Allow meringues to dry for 30 minutes to 1 hour before baking or until set. When lightly touched with your finger, the meringue barely adheres to it.

Note: To avoid cracking, do not use convection and do not open the oven door until after 45 minutes of cooking. Bake for 45 minutes. Turn the baking sheets back and forth and up and down and continue baking for another 35 minutes. The meringues should be completely crisp but not beginning to brown. If longer cooking is required, continue cooking for about 10 more minutes. To make fully crispy meringues, leave them in the oven off for an hour.

Place cookie sheets on wire racks. Use a small pancake turner or a small metal spatula to lift the meringues onto another rack to cool them.

Store in an airtight container at room temperature for one month.


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And TSMC owns all the cards https://hudsonberkshireexperience.com/and-tsmc-owns-all-the-cards/ https://hudsonberkshireexperience.com/and-tsmc-owns-all-the-cards/#respond Thu, 08 Apr 2021 02:57:46 +0000 https://hudsonberkshireexperience.com/and-tsmc-owns-all-the-cards/

“Did you run 1000 miles just for this game?” “ Christmas 1988 was a stressful time for many American parents. by Nintendo Super mario bros 2 was the go-to toy that year. But copies of the hit video game were as rare as hen’s teeth.

ABC News organized a 20/20 shortage special called “Nuts for Nintendo”. They spoke to a father who drove 1,000 miles from Indiana to New York City hoping to get a copy.

“I tried 7 stores a day for 3 weeks and still can’t find it” he told reporters. They called it a “flea famine”.

Why was it so difficult to get your hands on a video game? Longtime RiskHedge readers know that computer chips, also known as semiconductors, are the “brain” of electronics. There wouldn’t be an iPhone, Amazon Webstore, or online messaging apps without them.

Semiconductors were also a key part of those bulky old Nintendo game cartridges you may remember from the ’80s and’ 90s. And they were scarce in 1988.

They were so rare that employees at chip factories across Japan had to cancel vacations and work around the clock. In short, it capped the number of video games Nintendo could physically make.

Have you heard of the latest shortage?

Japanese automaker Toyota shut down its San Antonio plant last month. GM, Volkswagen, Ford, Honda and Fiat Chrysler have also been forced to close their factories. In fact, GM has said assembly lines will not restart until the end of March.

It wasn’t due to lockdowns or a COVID outbreak. The reason was a shortage of semiconductors.

Automakers spent $ 43 billion on microchips in 2019. And did you know that the average electric car has around 3,000 chips? These microchips often only cost a few dollars, but you can’t ship a $ 50,000 car without them. Everything from power steering to instrument panels and automatic brakes work on semi-trailers.

In fact, both GM and Ford have warned that the shortage could squeeze profits by $ 2 billion this year. And now it touches everything from PlayStations to iPhones.

I walked last week along Line 100 in Dublin city center. They were all gamers waiting to get their hands on the Playstation 5. It came out last November, but Sony said the lack of chips limited the number of units it could make.

Apple

AAPL
CEO Tim Cook said Reuters that the shelves are empty in many of its stores because the supply of semiconductors is “very limited”. This semi-scarcity highlights something RiskHedge readers know well: The whole world is running on chips these days. In fact, semiconductor sales have only been one way our entire life: UP!

This has been a boon to chipmakers, now valued at around $ 5,000 billion combined. That’s five times what they were worth in 2016.

In December I told my Disruptive investor subscribers on the most important building in the entire tech industry. Located near a 400-year-old temple in Taiwan’s seventh largest city, this factory manufactures the most precious goods the world has ever known.

In the last six months alone, tech giants like Apple and Nvidia

NVDA
spent $ 25 billion on the key product inside that factory. Walking around the facility would take 10 minutes, it could take an hour, which is also not possible for “foreigners”. Security guards jump out of their huts to check every incoming car.

To enter the factory, you must go through TSA level security. Empty your pockets, kick your shoes off, go through body scanners… and get ready to be petted.

The factory is run by Taiwan Semiconductor Manufacturing Company (TSM). And that’s the zero point for the chip shortage. Nvidia, Qualcomm

QCOM
, and AMD are often referred to as “chipmakers”, but that is a misnomer. These companies do not actually manufacture semiconductors. They are more like architects, drawing up complex plans and designs for chips.

When it comes to physically manufacturing the chips, they hand the reins over to TSMC from Taiwan. TSMC is the world’s largest semiconductor manufacturer. Today, more than 70% of high-end chips pass through its factories.

Remember, the whole world works with fleas these days. But TSMC is one of the only chipmakers capable of making the cutting-edge chips that Apple and automakers need.

In fact, the demand for its chips is so high that capacity is booked until this fall. This is why automakers like Ford and GM have been forced to stop production. And why millions of children couldn’t get their hands on a Playstation 5 this last Christmas.

Semiconductors are now the world’s most important resource

As I said Risk Coverage readers last month, chips overtook oil as the world’s most valuable resource. Remember the energy crises of the 1970s, when countries panicked about being cut off from Middle Eastern oil?

Now it’s the lack of computer chips that keep them from sleeping at night. Germany’s finance minister even sent TSMC a letter begging it to prioritize auto chips.

Cars are the perfect example of our growing dependence on semi-trailers. In 2005, most cars didn’t even have a chip. Today, no automaker can do business without them.

And remember, semiconductor sales have increased throughout our lifetimes. I bet this trend will continue for decades to come.

As the world’s leading supplier of advanced chips, TSMC owns all the cards. In fact, both the US government and the European Union are trying to entice TSMC to build factories overseas. The only problem with the disruptor is figuring out how more tokens.

TSMC stock has climbed 140% in the past year. I have no doubts that it is going well above $ 200 / share in the years to come.

Investing in top chipmakers like TSMC is the surest way to make money over the next decade.

Receive my report “The big disruptors: 3 revolutionary actions ready to double your money”. These actions will earn you 100% gains as they disrupt entire industries. Get your free copy here.


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What causes high cholesterol? 5 foods to add to your low cholesterol diet https://hudsonberkshireexperience.com/what-causes-high-cholesterol-5-foods-to-add-to-your-low-cholesterol-diet/ https://hudsonberkshireexperience.com/what-causes-high-cholesterol-5-foods-to-add-to-your-low-cholesterol-diet/#respond Thu, 08 Apr 2021 02:57:46 +0000 https://hudsonberkshireexperience.com/what-causes-high-cholesterol-5-foods-to-add-to-your-low-cholesterol-diet/

What causes high cholesterol? 5 Foods To Add To Your Low Cholesterol Diet Photo credit: Thinkstock

New Delhi: Having high levels of cholesterol, especially LDL (low density lipoprotein) or bad cholesterol, is linked to an increased risk of heart disease or stroke. But medications as well as lifestyle changes, including eating a healthy diet, can help improve your cholesterol levels. Studies have shown that a person’s diet can have a powerful effect on their cholesterol levels and other risk factors.

High cholesterol, also called hypercholesterolemia, occurs when you have fatty deposits in your blood vessels. These deposits can eventually restrict blood flow and form a clot that causes a heart attack or stroke. The problem is, high cholesterol has no symptoms and can be detected by a blood test.

High cholesterol: what are the causes?

This condition is often caused by a poor lifestyle, although it can be hereditary. Making healthy lifestyle choices can help prevent or reduce the risk of bad cholesterol. Eating a diet high in fresh fruits and vegetables, whole grains, healthy fats, and beans can help keep your cholesterol levels at healthy levels. Here are five foods that make up a good cholesterol diet while lowering your risk for certain conditions such as high blood pressure, heart attack, and cancer.

Foods That Lower Cholesterol and Improve Heart Health

Whole grains: Whole grain sources like oats, quinoa, and barley contain beta-glucan, a type of soluble fiber that has been shown to be effective in lowering “bad” LDL cholesterol. Studies have suggested that whole grains can promote heart health.

Legumes: Legumes like beans and peas are another healthy option to add to your low cholesterol diet because they are high in nutrients, especially soluble fiber. They’re a great source of plant-based protein that lowers triglycerides and blood pressure, both of which are risk factors for heart disease.

Nuts: Almonds, walnuts, peanuts, and other tree nuts are exceptionally nutrient dense foods that are good for your heart. They are high in monounsaturated fats which can benefit the heart when consumed in moderation. Nuts are high in cholesterol-lowering fats, fiber, and minerals that can improve heart health.

Garlic: Scientific studies suggest that garlic contains cholesterol-lowering properties that may be beneficial for people with high cholesterol. Allicin, the main active compound in garlic, and other plant compounds in the herb may help lower LDL cholesterol and reduce other risk factors for heart disease. Still, it can be noted that the results are contradictory as some studies dispute the effectiveness of using garlic for lowering cholesterol.

Berries: Berries are a great source of soluble fiber, which helps lower cholesterol levels. Research published in the Journal of Agricultural and Food Chemistry showed blackberries to have the highest LDL inhibitory effect, followed by red raspberries, sweet cherries, blueberries and strawberries. Adding berries that are rich in antioxidants to your diet can help lower cholesterol and keep your heart healthy.

Disclaimer: The tips and suggestions mentioned in the article are for general information purposes only and should not be construed as professional medical advice. Always consult your doctor or dietitian before starting a fitness program or making any changes to your diet.


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Trump suggests he may have been infected with coronavirus from Gold Star families https://hudsonberkshireexperience.com/trump-suggests-he-may-have-been-infected-with-coronavirus-from-gold-star-families/ https://hudsonberkshireexperience.com/trump-suggests-he-may-have-been-infected-with-coronavirus-from-gold-star-families/#respond Thu, 08 Apr 2021 02:57:44 +0000 https://hudsonberkshireexperience.com/trump-suggests-he-may-have-been-infected-with-coronavirus-from-gold-star-families/

Top line

President Donald Trump hinted Thursday that he may have been infected with the coronavirus at an event hosted by the Gold Star Families in honor of fallen US soldiers held the day after the ceremony. Rose Garden officially appointing Amy Coney Barrett to the Supreme Court, which some believe is ground zero for the crowd of Covid-19 cases around the White House.

Highlights

Trump, in an interview Thursday morning on Fox Business’ Mornings with Maria, said he “thought there might be a chance” he was infected with the coronavirus during a meeting with the Gold Star families.

He said the Gold Star families often “Come up to my face” and want to tell him stories about their sons and daughter who were killed in the line of duty, “and, frankly, I’m not telling them to back off. I do not do it.”

However, the White House reportedly contacted the Greatest Generations Foundation, the veterans charity that sponsored the event, on October 2, immediately after Trump. ad his diagnosis of Covid-19, to warn them against potential exposure virus during the event.

“The White House has been in daily contact with TGGF for contact tracing purposes after alerting us on 10/2 of a possible COVID-positive person at the event so that we could know there was a potential that our participants have been exposed, “said the greatest President and CEO of the Generations Foundation, Timothy Davis, said The daily beast.

Tuesday was revealed that Coast Guard Admiral Charles Ray tested positive for the coronavirus, days after attending the event alongside Trump, Vice President Pence, Defense Secretary Mark Esper and some of the top army generals and admirals, many of whom are self-quarantine and work from home.

Key context

The Gold Star event was just one of a lot Trump attended after the Rose Garden ceremony, which some observers believe could be at the origin of the Covid-19 epidemic in the White House. Similar to the Rose Garden ceremony, few of those who attended the Gold Star Families event, which was held indoors in the East Room of the White House, wore masks or followed social distancing guidelines , according to Pictures of the event published by the Daily beast.

Crucial quote

All attendees invited to the Gold Star Family event were tested by the White House medical team before entering the White House, and had tested negative for the coronavirus, Davis said Forbes, and “since 12 days have passed since the event, all members of the Gold Star family [members] all are well and have no symptoms of COVID-19. “

Further reading

The Full Trump Covid-19 Timeline: What We Know About The President’s Diagnosis – And What We Don’t Know (Forbes)

Comprehensive coverage and live updates on the coronavirus


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How Travel Rewards improves your stay in Singapore https://hudsonberkshireexperience.com/how-travel-rewards-improves-your-stay-in-singapore/ https://hudsonberkshireexperience.com/how-travel-rewards-improves-your-stay-in-singapore/#respond Thu, 08 Apr 2021 02:57:44 +0000 https://hudsonberkshireexperience.com/how-travel-rewards-improves-your-stay-in-singapore/

Highlights

  • Calculate the value of your reward before redeeming hotel points
  • Book your stay through the partner travel portal of your credit card issuer to take advantage of larger discounts
  • Find exclusive dining offers from your credit card issuer and partner hotels

As staycations are currently the only hassle-free option for a getaway, you may be looking at how you can use your credit card to offset some of the costs. In this case, travel credit cards are your best bet. Not only do these credit cards often partner with hotels and travel portals to give you discounts on your bookings, but you’ll also be able to earn and redeem hotel points and other travel rewards. Read on to find out how you are making full use of your travel credit card to elevate your stay in Singapore.

1. How to redeem hotel points for stays in Singapore

Singapore hotels partner with certain credit cards that allow you to transfer miles earned into hotel points, which you can redeem to offset the cost of your stay. For example, Citi PremierMiles and CitiBank Rewards have partnered with InterContinental Hotels Group, giving you the option to transfer your Citi Miles or ThankYou points to hotel points.

Before considering this option, you should consider whether it is cost effective to transfer your miles to hotel points. To do this, calculate the redemption value of the reward and compare it to the value per hotel point. The simplest way to calculate the trade-in value is to divide the dollar value of the reward by the number of points required to redeem it and multiply by 100 to convert the dollars to cents. For example, if 15,000 points are required for a rate of S $ 360, the cent per point (PPC) is 2.4. If the redemption value of the reward is less than the hotel points CPP, it would not be worth transferring.

Credit card Awards
Citibank Premier Miles 10,000 miles = 10,000 IHG ​​Rewards Club points
Citibank Rewards 25,000 points = 10,000 IHG ​​Rewards Club points
Points earned Refund method Total surrender value RPC
15,000 Hotel points $ 360 2.40
Hotel points Cost RPC
200,000 S $ 1,000 0.5

If the redemption value of the reward is less than the hotel points CPP, it would not be worth transferring miles into hotel points. Since Hotel Points are scarce in Singapore, the best way to generate Hotel Points is usually to purchase them as soon as they go on sale. For example, IHG has already achieved up to 100% bonus sales at US $ 1,000 (S $ 1,320) for 200,000 points, bringing the PPC down to US $ 0.50 (S $ 0.7).

2. Book your stay through the travel portals

While booking directly with the hotel gives you faster access to customer service in the event of an emergency, it may be worth booking your stay through travel portals from time to time to take advantage of promotions. Travel portals such as Expedia, Agoda, Airbnb often partner with banks to offer their cardholders discounts and promotions of up to 10% on bookings. On top of that, you can also earn miles and cashback when you pay the bill with a credit card from the portal’s credit card partner.

Credit card Current promotion Awards Limit
Citi PremierMiles 10% discount on hotel booking with promo code CITIHOTEL10 on Expedia 3 Citi miles or 7 Citi ThankYou points or 2.5% cashback for every S $ 1 spent on flights and hotels. n / A
DBS Altitude (all variants), DBS Woman’s World Mastercard or DBS Woman’s Platinum Mastercard
  • 7% discount on global hotel bookings on Agoda
  • Traveloka: Up to S $ 88 off * with a minimum spend of S $ 250
  • Promo code: HUAT88 Up to $ 50 off ^ with a min. spend 150 USD
  • Promotional code: DBSCNY. Booking period: From now until 02/13/2021
  • Period of stay: From now until 02/13/2022
10 mpd on stays booked through Agoda until June 2021. 10 mpd on Kaligo, 6 mpd on Expedia, 3 mpd for another hotel S $ 5,000 / month
Miles UOB PRVI (All variants) n / A 6 mpd on Agoda, 6 mpd on Expedia, 6 mpd on UOB Travel n / A

Signature Visa Horizon Maybank

n / A 3.2 mpd for reservations made at Agoda Minimum total spend of S $ 300 per card per month
KrisFlyer UOB Credit Card Up to 9% off worldwide hotel bookings valid until December 31, 2021 for a stay period until December 31, 2022. 3 mpd on Agoda, AirBnB, Booking.com, Expedia, Hotels.com, Kaligo, Traveloka, Trip.com, UOBTravel Minimum spend of $ 500 per year for SIA-related transactions

3. Look for staycation card promotions

To save on the costs of your stay, search for card promotions from your bank through email newsletter, social media, website or regularly browse travel aggregators and online travel agents like Klook or JTB to get updates. Credit card issuers / banks are also partnering with hotels and travel sites to provide exclusive offers such as free upgrades, cash backs, booking discounts and cardholder-only packages. .

Credit card Participating properties Details of the current offer
UOB Pan Pacific Serviced Suites Beach Road, Singapore Pan Pacific Serviced Suites Orchard, Singapore Pan Pacific Singapore PARKROYAL on Beach Road, Singapore PARKROYAL COLLECTION Marina Bay, Singapore PARKROYAL COLLECTION Pickering, Singapore
  • 10% savings on the best available rate
  • Pan Pacific DISCOVERY members get an additional 10% discount.
  • 20% discount on the total restaurant bill (including drinks)
  • Free breakfast for up to 2 adults
Citibank The Ritz-Carlton, Millenia Singapore
  • One night stay for 2 people
  • Luxury Kallang from S $ 598.00 per room per night
  • Luxury Marina from S $ 698.00 per room per night
  • The price includes free breakfast for 2 people, and free breakfast for children under 11 accompanied by parents (maximum 2 children).

Additional benefits include:

  • Free room upgrade to Deluxe Marina from Deluxe Kallang
  • Free room upgrade to a luxury suite from the luxury marina
  • Early check-in at 11 a.m. and late check-out at 4 p.m.
  • S $ 100 Resort Credit with a 2 night minimum stay (not applicable to Shiraishi & SPA / Retail products)
  • 25% reduction on the second room booked by the same family (general conditions apply)
  • Free JTB Care gift bag at check-in
  • S $ 50 JTB travel voucher per booking
  • Free cancellation or modification 10 days before the arrival date
OCBC The Fullerton Hotel Singapore Book and stay before March 30, 2021.

Pure Relaxation Package at S $ 370 net

  • Premier Courtyard Room
  • Breakfast for 2 adults
  • Meal credit of S $ 80 net per stay
  • Free Wi-Fi for an unlimited number of devices
  • (Sunday to Thursday only)
HSBC Hilton Singapore Free upgrade to Deluxe Plus room with Prosecco, ocean-inspired tea set for 2 from S $ 245 ++

4. Dinner in the hotel restaurants

Stays are a great opportunity to dine in upscale hotel restaurants at a reduced price. Most staycation card promotions (see table above) include free breakfast, while some, such as Citibank and OCBC, offer dining credits that can be spent at hotel restaurants. Hotels also have dining offers that are separate from staycation promotions, so check your card issuer’s website for current offers.

Credit card Restaurant Meal / promotion credit
DBS n / A 1 for 1 & 50% discount on catering offers via Chope until 03/31/2021
OUB Town Restaurant, The Fullerton Hotel 1 free dinner for 3 paying adults for Sunday Brunch * and Dinner in Town by 03/31/2021
OCBC Asian Market Cafe, Fairmont Singapore 50% reduction on lunch and dinner until 04/11/2021
Citibank Marriott Café, Singapore Marriott Tang Plaza Hotel Up to 25% reduction on the total food bill until 04/30/2021
HSBC Andaz Singapore – Alley of 25 Afternoon tea 1 for 1 at S $ 48 ++

If your reservation does not include dining credits and the hotel restaurant does not offer discounts, check restaurant reservation platforms such as Chope, Eatigo or Entertainer for exclusive dining offers specific to your bank. . Otherwise, go for a 1 for 1 buffet promotion elsewhere, or pay with a credit card for the restaurant to earn money for the meal.

5. Book activities and experiences on travel aggregators

Wondering how to stretch S $ 100 Singapore Rediscovers (SRV) even more? If you have a UOB card, you are in luck. Klook has partnered with UOB to offer cardholders exclusive discounts up to S $ 40 which can be applied in addition to your SRV when you checkout using a UOB card. Get S $ 5 on a minimum of S $ 30 spent on top of your VRS, S $ 10 on a minimum of $ 60 or S $ 20 on a minimum of S $ 200 spent on top of your VRS. The discount will automatically apply on the payment page when an eligible UOB card is used, limited to 2 payments per cardholder.

When should you redeem your travel rewards

Based on the current price per hotel point, transferring your rewards or miles to hotel points is not always the most cost effective way to use your travel rewards. Unless your miles are about to expire, it’s best to buy Hotel Points when they’re on sale. In addition to hotel points, you can take advantage of discounts and promotions offered by your credit card issuer and its partners hotels, restaurants and travel aggregators. When you’re ready to book a stay, look for deals, discounts, and deals on your card issuer’s website and you can increase your stay while stretching your money.


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Should you use a credit card to pay for summer camp? https://hudsonberkshireexperience.com/should-you-use-a-credit-card-to-pay-for-summer-camp/ https://hudsonberkshireexperience.com/should-you-use-a-credit-card-to-pay-for-summer-camp/#respond Thu, 08 Apr 2021 02:57:43 +0000 https://hudsonberkshireexperience.com/should-you-use-a-credit-card-to-pay-for-summer-camp/

Souvenirs from summer camps don’t come cheap. With camp costing hundreds or even thousands of dollars a week, credit cards can seem like a good way to quickly rack up points or spread the financial impact. But charging camp fees can have its own costs.

Based on the averages of Association of American Camps, Day camp tuition in 2018, the most recent year available, ranged from $ 199 to $ 800 or more per week. The overnight camp was even more expensive, from $ 630 to over $ 2,000 per week.

“Camp is important to enough people who, if they don’t have hard cash, want a way to pay for it,” says Laurel Barrie, owner of The Camp Connection Inc., an advisory service that helps match families with summer programs that meet their needs.

Before you put the camp on your credit card, here’s what you need to consider.

Credit card supplements

In almost all credit card transactions, the merchant who accepts your card for payment must pay a processing fee. Stores generally treat these fees as a cost of doing business, and they charge the same prices for all customers, regardless of how they pay. But some camps pass the fees directly on to credit card users through a surcharge.

Merchants who add a supplement are required to disclose it, and there are limits to its amount. Visa and Mastercard, for example, cap the surcharge at 4%. But this percentage can still significantly increase the cost of the camp. Suppose you use your card to send your child to a camp for $ 1,000 per week for seven weeks. If the camp has a 3% surcharge, that would add an additional $ 210 to your final bill.

Some states prohibit additional charges for using credit cards, and many camps choose not to charge card payments, even when they could.

Dana Gabbay, who, along with her husband Ronen, co-owns Camp Lokanda, an overnight camp in Glen Spey, New York, said she chose to keep her prices unchanged regardless of payment method when they took over to previous owners.

“When we bought the camp 13 years ago, they only took checks or cash. We just felt like it was a courtesy to our families to let them pay by credit card, ”Gabbay said.

The camp payment schedule

If surcharges are a problem, you can avoid them altogether by writing a check for the camp bill. But some people don’t have the funds on hand to afford a big lump sum payment or a big deposit. If this is your case, see if the camp allows you to pay in installments. Otherwise, a credit card might still be the most acceptable solution, despite the additional cost.

Whether or not you face an extra charge, putting some camp on your card and paying it off over time can come at a different cost: interest charges.

A workaround is a credit card with a promotional offer 0% APR. Available primarily for people with good to excellent credit, these cards do not charge new cardholders interest on their purchases for a period of time after the account is opened. The 0% period can last a year or more. If you can get the full balance before the promotional period ends, you won’t pay any interest on your camp fees.

The realities of rewards

It can be tempting to put a big expense on a card in exchange for a pile of points or other rewards.

Sharon Ferber, a mother of four boys in Delray Beach, Florida, pays for a summer camp in Michigan for two of her children with a credit card.

“They don’t charge a fee and I get 2% back on my credit card,” Ferber said.

A decision like Ferber’s only makes financial sense if your side doesn’t add an extra, as that extra cost is likely to outweigh the value of the rewards from the purchase. Reward cards typically reimburse you 1% to 2% on a purchase like tuition, so you’ll need to determine if you would earn more than you pay in extras.

Also consider your ability to pay off your balance. If you can’t pay it off in full at the end of the billing cycle, the interest charges can easily exceed the value of the rewards earned on your card.

This article was written by NerdWallet and was originally published by The Associated Press.


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Consumer Reports: Cook a Holiday Dinner in an Air Fryer https://hudsonberkshireexperience.com/consumer-reports-cook-a-holiday-dinner-in-an-air-fryer/ https://hudsonberkshireexperience.com/consumer-reports-cook-a-holiday-dinner-in-an-air-fryer/#respond Thu, 08 Apr 2021 02:57:41 +0000 https://hudsonberkshireexperience.com/consumer-reports-cook-a-holiday-dinner-in-an-air-fryer/

Posted:
Update:

CONSUMPTION REPORTS – For Thanksgiving, did you end up with a giant turkey for a small crowd? Well, for the next holiday dinner, which is just around the corner, you can opt for a smaller and easier holiday meal thanks to your air fryer!

You can’t cram an entire bird into the basket, but a 4 or 5 pound turkey breast or ham will do. Just make sure it’s under the edge of the basket.

Place an oiled and seasoned turkey breast in your preheated air fryer skin side down for 25 minutes, then turn it over to finish and brown.

CR testing has revealed that these pop-up plastic timers may not be reliable. But an instant-read thermometer will tell you your turkey is ready when it reaches an internal temperature of 165 degrees.

Then place a baking dish of moistened stuffing in the drawer to bake and brown for about 22 minutes.

Roasted vegetables cook well in an air fryer. To ensure browning, pat the vegetables dry, toss them with a little olive oil and be sure to shake the basket every 10 minutes or so to ensure even cooking.

For dessert, use a small saucepan or baking dish that fits the basket. How about a pumpkin pie pudding or an apple crisp?

And the best part of your vacation meal is fresh cooking and a lot less mess. This is something to be thankful for!

CR says that if you’re looking for a great vacation air fryer deal, don’t necessarily buy the cheapest or most expensive model. Pay close attention to the size of the basket and think about how often you cook.



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3 popular stocks billionaires can’t stop selling https://hudsonberkshireexperience.com/3-popular-stocks-billionaires-cant-stop-selling/ https://hudsonberkshireexperience.com/3-popular-stocks-billionaires-cant-stop-selling/#respond Thu, 08 Apr 2021 02:57:41 +0000 https://hudsonberkshireexperience.com/3-popular-stocks-billionaires-cant-stop-selling/

Whether you realize it or not, the most important day of the quarter was February 16, as it marked the deadline for fund managers with at least $ 100 million in assets under management to deposit. Form 13F with the Securities and Exchange Commission. A 13F provides insight into what the most successful institutional investors, hedge funds and billionaire investors held at the end of the most recent quarter (December 31, 2020, in this case).

While the 13Fs provide dated material, they can nonetheless help Wall Street and investors identify stocks and trends that fund managers like or may want to avoid. In the fourth quarter, three popular stocks fell into the latter camp and were sold off massively by billionaire fund managers.

Image source: Getty Images.

Producers of sundials

First off, one of the most popular Reddit rally actions on the planet, Canadian marijuana stock Producers of sundials (NASDAQ: SNDL). During the fourth quarter, all 13F depositors reduced their stake in Sundial by 28%, with hedge funds relinquishing 61% of their previous holdings from the third sequential quarter. Specifically, Jim Simons’ Renaissance Technologies abandoned its entire 1,681,000-share stake in Sundial in the fourth quarter.

Although Sundial had a monstrous run higher to start 2021, there doesn’t seem to be much substance behind its rally. Looks like it was based on the idea that the US federal government could legalize cannabis at the federal level, which would give Sundial the free and clear way to enter the more lucrative US pot market. The point is, President Joe Biden has promised to do nothing more than decriminalize and reprogram marijuana and previously avoided the possibility of legalizing it at the national level.

Another major problem with Sundial is the way the company has improved its balance sheet. I would estimate – following a recent investment in Indiva and the exercise of warrants – the company has $ 680 million in cash. That’s a lot of capital to push into the United States if the federal government reforms its current stance on cannabis.

but sundial raised this money by trampling on existing shareholders. She has undertaken countless stock offerings and debt-for-stock swaps. In less than five months, its number of shares has skyrocketed to over 1.1 billion shares.

The sundial is also far from profitable at a time when more and more pot stocks are preparing to go green. Management’s decision to focus on the retail market and move away from low-margin wholesale will place Sundial well behind its Canadian peers.

Long story short, I don’t blame billionaires at all for run to the exit.

A close-up view of a gold bar.

Image source: Getty Images.

Barrel gold

Another title that really lost its luster with billionaire fund managers in the fourth quarter is Gold Miner Barrel gold (NYSE: GOLD). Overall ownership of Barrick by 13F depositors fell by 84 million shares (about 8%), with hedge funds reducing their stakes by more than 15%.

In particular, Warren Buffett Berkshire Hathaway left its stake of 12 million shares. Meanwhile, Renaissance Technologies and Larry Fink’s Black rock reduced their positions by 7.33 million shares and 4.88 million shares, respectively.

The most likely reason for this pessimism is the steady decline in the spot price of gold since the summer. Gold stocks are inextricably linked to the product they sell, so a drop in the price of gold will negatively affect cash flow and profitability. I suspect that the rise in Treasury yields has taken some of the luster from the precious metals.

However, the the outlook for precious metals remains good. Even after a surge in Treasury yields, investors still won’t beat inflation if they buy bonds. There is also a high likelihood that we will see another round of fiscal stimulus from Washington, as well as ongoing quantitative easing from the country’s central bank. This is a recipe for an expanding money supply, which is generally good news for the price of gold.

More specifically for Barrick, the company made a excellent job of reducing its outstanding debt and focusing on the efficiency of its main mines. After years of multi-billion dollar net debt, Barrick is now showing slightly positive net cash. He also expects an all-inclusive mid-point sustaining cost of $ 995 per ounce of gold out of the 4.4 million ounces to 4.7 million ounces expected to be produced this year. That’s an $ 800 / oz. margin, based on the current price of gold.

Suffice it to say that fund managers may regret having sold.

An ascending pile of prescription pills resting on a messy pile of hundred dollar bills.

Image source: Getty Images.

Pfizer

Billionaires also didn’t hesitate to hit the sell button when it came to pharmaceutical stock Pfizer (NYSE: PFE) in the fourth quarter. Total 13F depositors’ ownership decreased by 360 million shares (nearly 9%), with 74% of additional funds decreasing their holdings in the fourth quarter, compared to the sequential third quarter. Among billionaires, BlackRock has sold nearly 40.2 million shares of Pfizer, while Warren Buffett and his team completely ditched a stake of 3.91 million shares.

It’s hard to say for sure why the big money backfired on Pfizer in the fourth quarter, but I have two ideas. First, billionaire fund managers may have taken a “buy the rumor, sell the news” approach for the company’s 2019 coronavirus disease (COVID-19) vaccine program. As many of you are probably aware, Pfizer has announced the results of its late stage study in the fourth quarter, with its vaccine. 95% efficiency. It is currently one of two COVID-19 vaccines to have received emergency use authorization in the United States

The second possibility is that successful fund managers were disappointed with cancer drug Ibrance flop in the treatment of early breast cancer. There is no denying that Ibrance has been a multi-billion dollar drug for Pfizer, but there was a lot of hope that its label could be extended to earlier more lucrative indications. This will not be the case.

No matter the reasoning, Pfizer is starting to look like a good deal. Even excluding the $ 15 billion in expected revenue in 2021 for the company’s COVID-19 vaccine, mid-term sales could increase by a high figure this year. The growth of drugs in oncology and rare diseases has been particularly impressive.

Now that Pfizer is valued at around 11 times this year’s profit forecast, buying the stock – not selling it – would likely be the prudent move.

This article represents the opinion of the author, who may disagree with the “official” recommendation position of a premium Motley Fool consulting service. We are heterogeneous! Challenging an investment thesis – even one of our own – helps us all to think critically about investing and make decisions that help us become smarter, happier, and richer.


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